Non US residents who are planning on a trip to the US for vacation, study or business purposes generally prefer the Atlas America insurance plan for their medical insurance coverage needs. This visitor medical insurance plan is also suitable for corporate travelers who travel overseas generally for a short or medium period of time.
This popular short term visitor health insurance plan is available for duration as short as 5 days to a maximum period of 1 year. This insurance plan covers senior citizens with varying policy maximums depending on their age as well as dependent children who are more than 14 days old.
The Atlas travel insurance covers the expenses incurred due to certain pre-defined complications that may arise during the pregnancy for the first 26 weeks of gestation. Other health care coverage benefits include doctor consultation, prescription drugs, emergency evacuation and repatriation, out-patient and in-patient admission, surgeries and diagnostic expenses up to the policy maximum specified in the insurance policy document.
Lost baggage, natural disaster benefit, trip icancellation, terrorism coverage and accidental death and dismemberment benefits are some other coverage benefits included in the Atlas America insurance plan. Travelers can also purchase adventure sports coverage as a rider policy in case any hazardous sports activities are planned during the trip.
For purchase of every three months of continuous coverage of this popular visitor medical insurance plan, the insured becomes eligible for 15 days of coverage inside the home country if any illness or injuries occurs during temporary visits when the plan is valid.
This follows that if the Atlas America insurance plan is purchased for continuous 6 month duration, the insured is eligible for a 60 day optional coverage once he returns to the home country.
In addition, if any treatment is required for an illness or an injury during the travel abroad, the insured would be entitled for coverage of 180 days. The coverage period begins on the day of treatment or diagnosis of the health problem either abroad or in the homeland.
Online renewal is allowed for the Atlas America insurance plan and a $5 renewal fee is charged for processing. Once the insured crosses 1 year of continuous coverage, he needs to purchase a new visitor insurance policy. The individual can cancel this tourist insurance plan by submitting a written request before the effective start date and get full reimbursement.
